Privacy Policy

Who we are

Blue Ocean Benefits is an independent employee benefits agency based in San Juan Capistrano, California, serving employers throughout the state. You can reach us at kim@blueocean-benefits.com or (949) 394-2299.

Information we collect

• · Information you give us — name, company, email, phone, company size, current carrier, and anything you type into our contact form or advisor chatbot.
• · Booking information — when you schedule through our embedded Calendly, Calendly collects your name, email, and any scheduling details you enter.
• · Usage & device information — IP address, browser type, pages visited, referring site, and UTM campaign parameters, collected through cookies and similar technologies.

How we use information

• · Respond to your inquiry and schedule a complimentary benefits review.
• · Send follow-up emails related to a review you requested (opt out any time).
• · Measure site performance and improve content and navigation.
• · Detect abuse and keep the site secure.

We do not sell your personal information, and we do not share it for cross-context behavioral advertising.

Your California privacy rights (CCPA / CPRA)

If you are a California resident, you have the right to know, access, correct, delete, opt out of sale/sharing, limit use of sensitive personal information, and be free from discrimination for exercising these rights. To submit a request, email kim@blueocean-benefits.com with the subject "California Privacy Request." We verify your identity using contact details we already have on file before acting on the request.

Data retention

We keep contact form submissions, chatbot transcripts, and lead records for as long as needed to respond and maintain a record of the business relationship, then delete or anonymize on request.

Service providers we use

• · Lovable Cloud — website hosting and database.
• · Calendly — schedules appointments booked from this site.
• · Lovable AI Gateway — powers the advisor chatbot.
• · Google Analytics — anonymized traffic measurement.

Children's privacy

Our services are directed to businesses and are not intended for anyone under 16. We do not knowingly collect personal information from children.

Changes to this policy

We may update this policy from time to time. Material changes will be reflected by updating the "Last updated" date at the top of this page.

Contact

Questions or requests? Email kim@blueocean-benefits.com or call (949) 394-2299.